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Risk Management

The Importance of Screening Employees and Volunteers

Hire Slow, Fire Fast One of the biggest struggles for any business, much less nonprofit organizations, is finding quality employees and volunteers. This difficulty can result in cutting corners┬áduring the hiring process. One of my favorite principles is ‘hire slow, fire fast.’ Nowhere is this principle more useful than with human service nonprofits. Your nonprofit […]

The History of Insurance (and what we can learn from it)

An (Extremely) Brief History of Insurance You can go to Wikipedia or the stacks at your local university if you want a ton of detail Some of the first hints of insurance trace back to ye olde Babylonia, China, and other ancient cultures (BC era). In Athens, they’d get loans for their cargo and pay […]


Insurance is for things we can’t predict: The weather People Our health The legal climate Storms, dumb decisions (or interpersonal conflicts that squeeze out the worst in us), the random disease that no one saw coming, or a jury of our peers or some new statue (which, I suppose, goes back to the unpredictability of […]

Wear and Tear Can Bring Tears

But wear and tear under most normal circumstances will not bring a claim payment from the insurer. Insurance, especially property insurance, is contingent on an event or an ‘occurrence’. A roof that slowly deteriorates isn’t a claim. A hailstorm that destroys a roof is a claim. A slow deterioration of grout between tile due to […]

Applying for Insurance as a Brand New, Volunteer-Led Nonprofit?

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My insurance agency is unique in that we can handle clients that pay nearly $1,000,000 in premium while also being able to take care of brand new start-up, shoe-string budget businesses. Many of the start-up, shoe-string budget businesses happen to be nonprofits that flow through my department (there are about six agents that work with […]

Risk Management Resource: Pro Bono Legal Partnerships

Find a Pro Bono Legal Resource Near You Most of my work is done in Georgia (although my insurance agency is licensed in most states). One of the key elements to protecting your vision is making wise decisions and informed management choices. The Pro Bono Partnership of Atlanta has a wonderful resource page to help […]