Nonprofit Insurance Checklist: Computers and Data

Many of our clients understand general liability and property insurance. They get the broad brushstrokes: Property insurance covers the stuff we own if there’s a fire, windstorm, theft, a suburban deer loose in our warehouse, etc. General liability provides us defense and claims payment funds if we are accused of or found negligent for bodily […]

Nonprofit Insurance Checklist: Property Insurance – Your Real Property (fancy for ‘buildings’)

This post is part of an occasional series that walks through our nonprofit insurance checklist. If you’d like to go through the checklist yourself, I’m happy to send you a copy or schedule some time on the phone.  As a second career insurance man (meaning simply that I was formerly a liberal arts trained minister and […]

How to Buy Insurance for Your Nonprofit – Step 3: Identify Your ‘Things’

In Step 1, we talked about defining the activities and programs common to your nonprofit. We then, in Step 2, discussed identifying the people important to your organization. Step 3 represents the final list you’ll make around who and what is vital to the ongoing operation of your nonprofit.  In this step, you’ll take a […]

You Cannot Prepare for Everything

My face was torn up with poison ivy. I helped a friend remove a tree that had fallen into his backyard, knocking out a few panels of his fence. About half-way through, I noticed the three leaves of death. The main tree (a pine) was wrapped tightly within three huge, woody trunk-like vines. Those vines […]

Property Insurance for Nonprofits

Property insurance is as vital to the survival and risk management of a nonprofit social service organization as are liability coverages. The recent windstorms in the plains and Midwest and the upcoming hurricane season are reminders of the devastation that weather and other natural events can wreak on the things we own and depend on […]

Your Nonprofit is a Business

You want some good, bland insurance advice for nonprofits? I’m happy to oblige! Remember:  You’re a business Protect your assets just as if nobody would give you an extra quarter should the proverbial junk hit the fan. No Facebook campaigns. No calling all the donors for emergency funds. Think in terms using your manpower to […]