Why Your Nonprofit Can’t Have General Liability without Professional Liability Insurance

“I want general liability only. That’s all my contract requires. I don’t need professional liability.” And so begins the dance around why nonprofit organizations should have professional liability insurance. The professional liability¬†question comes up all the time. Occasionally, there is some frustration because the nonprofit doesn’t have licensed professionals or there’s no contractual requirement from […]

What’s the Difference between a Claims-Made and an Occurrence Policy?

I’m glad you asked! I’ll try to answer for you. My suspicion is that if you’re reading this post, then you did a very specific search and you just want an answer. You don’t need any fluff. Claims-made and occurrence policies will always refer to a feature in some kind of liability policy: professional, directors […]