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Employment Practices Liability

5 Tips for Reading (and Understanding) Your Nonprofit D&O Policy

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Need a D&O quote for your nonprofit? Click here to get started.  When was the last time you read your insurance policies? When was the last time you started reading your insurance policies only to give up in frustration? Since you drew the short straw and have been chosen ‘insurance guru’ of your nonprofit, it behooves you […]

The Balance Needed to Protect Your Nonprofit’s Vision

Most nonprofits have to balance many, many priorities and obligations, especially if they have Medicaid contracts or contracts with the state’s Department of Family and Children Services or the Department of Juvenile Justice. Between raising funds and doing the work and protecting the people you serve and protecting the employees and volunteers who help you do […]

Nonprofit Directors and Officers Liability: What does it cover?

Need a Nonprofit Directors and Officers Insurance Quote? Click Here. In my last post, I discussed who is insured under a nonprofit directors and officers liability policy. Here, I’d like to discuss the types of losses addressed by a directors and officers liability policy (D&O). Note that there is not a standard, government-issued nonprofit D&O […]

Overlooked Insurance Coverage for Small Nonprofits

My job as an advisor is always to educate an insured on the importance of a variety of insurance policies. Sometimes, though, regardless of my attempts and explanation, a client might think I’m just trying to unnecessarily super-size a value meal. If I had a nickel for every time I heard, ‘There’s no way that […]