5 Reasons Why Your Volunteer-Only Nonprofit Needs Employment Practices Liability

Nonprofit management liability insurance usually includes two coverages: Directors and officers liability (D&O) Employment practices liability (EPLI) Many small nonprofits are volunteer-led or use only 1099 contracted employees to do their work. Consequently, I have had this conversation often (or some version of it): Nonprofit: We don’t have employees. We don’t need employment practices liability insurance. Take […]

Nonprofit Risk Management Resource: EEOC Fiscal Year 2014 Report

One of the best ways to manage risk is to understand where other people are running into problems. The Equal Employment Opportunity Commission issues a report each year with all of its enforcement and litigation data.  This report is a powerful tool to help you understand why employees are filing complaints with the EEOC. Why […]

Nonprofit Directors and Officers Liability: Not JUST for Ds and Os

Click here to get a D&O quote for your nonprofit. One of the most frequent requests I get as an insurance agent for the nonprofit stars is this: Find me some Directors and Officers (D&O) Insurance! And now! While D&O is NOT the only coverage needed for a nonprofit organization, it is a vital line of […]

Nonprofit Directors and Officers Liability: What does it cover?

Need a Nonprofit Directors and Officers Insurance Quote? Click Here. In my last post, I discussed who is insured under a nonprofit directors and officers liability policy. Here, I’d like to discuss the types of losses addressed by a directors and officers liability policy (D&O). Note that there is not a standard, government-issued nonprofit D&O […]