What’s the Difference between a Claims-Made and an Occurrence Policy?

I’m glad you asked! I’ll try to answer for you. My suspicion is that if you’re reading this post, then you did a very specific search and you just want an answer. You don’t need any fluff. Claims-made and occurrence policies will always refer to a feature in some kind of liability policy: professional, directors […]

A Great Resource for Youth Serving Organizations

If you work with youth of any age, you need to have policies and procedures to help prevent (a) abuse and molestation and (b) the temptation for someone to falsely accuse your organization or one of your employees or volunteers of abuse or molestation. I sincerely hope such a thing never happens under your watch, […]

You Cannot Prepare for Everything

My face was torn up with poison ivy. I helped a friend remove a tree that had fallen into his backyard, knocking out a few panels of his fence. About half-way through, I noticed the three leaves of death. The main tree (a pine) was wrapped tightly within three huge, woody trunk-like vines. Those vines […]