Bee Stings, House Fires, and Unintended Consequences

Have you ever been so focused onĀ solving one problem that you completely overlook how your solution will end up creating an even worse problem? Me neither (ahem). Hopefully the bees are gone, at least When I read this story about a homeowner’s attempt to rid his yard of bees via hot burning coals, I couldn’t […]

A Resource on Fire Prevention: National Fire Protection Association

A lot of our work with nonprofits focuses on liability insurance and liability related risk management. When you’re in the human services fields, you often have a few additional exposures to liability losses than run of the mill businesses. That said, you are just as likely to have a fire loss as any other business. […]

What Daddy-Daughter Date Night Taught Me about Risk Management

As I sat across the table from my beautiful little girl in all her sweet, yet slightly hyper, glory, I considered the gravity of what I was doing. Sure it was a simple meal of chicken nuggets, fries, and ice cream, but it was much, much more than that. It was connection. It was deep […]

Step 1: Define What You Do

One of the first questions to ask yourself when starting the insurance buying process for your nonprofit is this: ‘What do we do?” Do not limit your answer to your programs and your mission statement. Include those things, but don’t limit yourself. Mindmap or brainstorm all of your activities. For example, my mom runs a […]

How to Buy Insurance for Your Nonprofit

This month, I’d like to provide tips on buying insurance for your nonprofit or social service organization. Each month, I will tackle different themes, normally around specific coverage issues, but I’ve learned that the buying process is almost as daunting as understanding the differences between general and professional liability. Let’s face it, your main goal […]

Do I Need Insurance for My Nonprofit?

This will be a very short post to answer a very common question, especially from small, startup nonprofits. There are three questions that are often behind this question: Question 1: We are a nonprofit – can anybody really sue us? The answer to this question: Yes, they can. And they do. There’s no ‘Good Samaritan’ […]