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Insurance and Volunteers

Applying for Insurance as a Brand New, Volunteer-Led Nonprofit?

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My insurance agency is unique in that we can handle clients that pay nearly $1,000,000 in premium while also being able to take care of brand new start-up, shoe-string budget businesses. Many of the start-up, shoe-string budget businesses happen to be nonprofits that flow through my department (there are about six agents that work with […]

Volunteers and Professional and Abuse and Molestation Liability

Do you know if your volunteers have coverage under your abuse and molestation liability policy? How about your professional liability policy? Do you have either or both policies in place? General Liability vs. Professional Liability or Abuse & Molestation Liability One of the unique characteristics of a nonprofit liability insurance program is that nearly every […]

When Volunteers Drive Cars (for your nonprofit)

How many times have you done one of these: Tossed your nonprofit’s van keys to a volunteer and asked her to run to the store to pick up some supplies? Yelled across the parking lot at a volunteer and asked if he would mind running over to the pizza place to pick up some pies […]

What if your Klutzy Volunteer Breaks His Leg?

I’m a total klutz. If I decide to volunteer for your organization, make sure I sign a release because I’ll find something to trip over. Let’s say I did, say, accidentally gash my hand while cutting veggies for your charitable dinner. What kind of insurance might help pay for my medical bills? Workers Compensation Workers […]

Volunteers and General Liability Insurance

If you are a nonprofit, you most likely depend on the kindness of volunteers to make your organization strong. I personally sit on the board of small nonprofit. I sometimes help teach children at my church. I give to a few organizations. ┬áIt’s important to know how those to whom I’m offering my time and […]

An Introduction to Protecting Your Volunteers

I volunteer sometimes with my church and at a couple other nonprofits. Quite frankly, I seldom think about whether I’m protected not. I don’t think about if I get hurt or if somehow I accidentally cause an injury. I just serve and don’t think about it. And I’m an insurance agent! If anybody should be […]