What Do You Want Your Insurance To Do For You?

  Let me guess… Pay claims when called upon to do so. Be inexpensive. Be easily understood. Be simple to deal with. Those four are universal desires from my insurance clients. But let’s dig a little deeper and take those four off the table.  What do you want your insurance program to do for you? Why buy insurance […]

Data Breach, Cyberliability, and Your Nonprofit

Since I’m not talking to anyone specifically and there’s no fear that I’m trying to sell you something, I’m going to dispense with the niceties.   You do have to worry about data breach and cyberliability issues. I don’t care how small your nonprofit is. I don’t care how high-tech your IT guy is. I […]

Nonprofits, Independent Contractors, and General Liability

As a cost-saving move, many nonprofits pay employees as 1099 independent contractors. There are quite a few ramifications of this practice (which I’ll dive into in another post), but I want to point out one key insurance gap that is created. Under a general liability policy (and abuse and molestation liability and professional liability policies), […]

A Radical Reset for You or Your Organization?

  A Radical Reset for You or Your Organization?  Have you ever stepped back from your work and decided to slay all sacred cows? If you were tasked to kill all programs and processes and start from scratch, which programs would you resurrect? Which activities truly serve your mission and vision? For that matter, which […]

Key Insurance Coverages for Nonprofit Residential Foster Care Providers

First of all, if you’re reading this, you probably run or help run a foster care facility of some sort. Thank you for what you do. I know that it is a fulfilling job, but it is often a thankless job. And sometimes the thanklessness of things trumps the fulfillment. Each child you care for […]

Nonprofit Resource: Buffer for Nonprofits

One of the ways a nonprofit should protect its vision and mission is to be violently protective of how it spends its time. Many 501c3 organizations hire individuals to do the job of 3 to 4 people. You have a lot on your plate. Now everybody wants to serve you up a big helping of […]