Bee Stings, House Fires, and Unintended Consequences

Have you ever been so focused on solving one problem that you completely overlook how your solution will end up creating an even worse problem? Me neither (ahem). Hopefully the bees are gone, at least When I read this story about a homeowner’s attempt to rid his yard of bees via hot burning coals, I couldn’t […]

Nonprofit Insurance Checklist: Computers and Data

Many of our clients understand general liability and property insurance. They get the broad brushstrokes: Property insurance covers the stuff we own if there’s a fire, windstorm, theft, a suburban deer loose in our warehouse, etc. General liability provides us defense and claims payment funds if we are accused of or found negligent for bodily […]

Nonprofit Insurance Checklist: Business Personal Property & Business Income

In this checklist post, we’ll look at the importance of covering your business personal property along with addressing the business income and extra expense coverage (if that phrase is foreign to you, sit tight… we’ll get there). For the checklist post about real property or building insurance, click here. Business Personal Property Identifying Your Stuff […]

Nonprofit Insurance Checklist: Property Insurance – Your Real Property (fancy for ‘buildings’)

This post is part of an occasional series that walks through our nonprofit insurance checklist. If you’d like to go through the checklist yourself, I’m happy to send you a copy or schedule some time on the phone.  As a second career insurance man (meaning simply that I was formerly a liberal arts trained minister and […]

How to Buy Insurance for Your Nonprofit – Step 3: Identify Your ‘Things’

In Step 1, we talked about defining the activities and programs common to your nonprofit. We then, in Step 2, discussed identifying the people important to your organization. Step 3 represents the final list you’ll make around who and what is vital to the ongoing operation of your nonprofit.  In this step, you’ll take a […]

Property Insurance for Nonprofits

Property insurance is as vital to the survival and risk management of a nonprofit social service organization as are liability coverages. The recent windstorms in the plains and Midwest and the upcoming hurricane season are reminders of the devastation that weather and other natural events can wreak on the things we own and depend on […]